What’s your engagement ring style? Are you a “diamonds are forever” or a colored gemstone kind of girl? Do you prefer a traditional setting or something more unconventional? Above are some of our favorite ring styles: 1| 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9
When it comes to engagement rings, everyone has a different idea of “perfect”. But whether you are ring shopping, recently engaged, planning the details of your wedding or even enjoying marital bliss, there’s one important detail you might have overlooked: jewelry insurance. And you’re not alone. According to a survey by Jewelers Mutual Insurance Company, 40 percent of U.S. households with an engagement ring do not have a specialty jewelry insurance to protect it. This despite the fact that close to 1/3 of the 2500 respondents surveyed consider the engagement ring as one of the most expensive items in the household.
You can never be too careful
The sentimental value attached to a piece of jewelry, especially an engagement ring, is priceless, but at least with the right insurance, you’ll have peace of mind knowing that the ring itself can be replaced if something — loss, theft, damage and even mysterious disappearance — were to happen to it.
You may have heard a story or two about the old “ring down the drain” and probably even baulk at how careless some people can be with their valuable items. Believe us when we say that these incidents CAN happen and DO happen, even to the most careful among us! A friend of ours nearly lost her properly fitting ring while doing the dishes, while our very own Nina has her own horror story to tell following an allergic reaction to crabs. To make a long story short: she struggled to get the ring off her swollen finger, the ring flew across the room and landed precariously close to a drain!
Unlike the house or car, the engagement ring is one of the smallest, most-likely household assets to become lost. A specialized jewelry insurance, like Jewelers Mutual’s Perfect Circle® Jewelry Insurance, provides coverage that can go beyond standard homeowners or renters insurance. This includes coverage for “mysterious disappearance” or unexplained loss. You know, like when you’re just chilling out on a beach at some exotic location and then this (Nina: ugh, crabs!) happens:
See? You may not be able to make a homeowners claim in the above scenario. On the other hand, a specialized insurance for jewelry provides worldwide protection that allows you to travel anywhere, safe in the knowledge that your valuables are properly insured. Learn more about protecting your valuables with Jewelers Mutual’s Perfect Circle® Jewelry Insurance.
